Let's be precise about the number that makes the whole Tottenville equation work.
Staten Island's effective property-tax rate sits around 0.85% of market value. On a typical Tottenville home around $920K, that works out to roughly $7,500–$8,500 a year, about $625 to $700 a month inside your housing payment. For a house at this scale, that tax line is remarkably quiet.
And the structure protects you going forward. New York City taxes one- to three-family homes as Class 1, assessed on a small fraction of market value, and caps how fast your assessment can rise: 6% in a single year, 20% over five years. Even when the market jumps, your bill climbs the stairs, not the elevator.
That predictability is the quiet advantage. You can hold this house for twenty years and never get blindsided by the tax line. It's part of why Tottenville families stay for generations, and why the carrying cost here feels lighter than the price tag suggests.
The honest caveat: what you save in tax near the shoreline, you can give back in flood insurance. Always price the insurance before you price the house. On the historic core and the Page Avenue side, the math stays firmly in your favor.